Dave Ramsey


Dave Says - November 17, 2014

My mother-in-law is in poor health and doesn't have a lot of money ...

Making real progress in just 1 month

I have been on the plan for one full month and I have been able to build my baby emergency fund to $800 (almost there), and I JUST paid off my credit card and my car TODAY. It is amazing what you can do when you pay attention to your money and start using cash for everything. Before I was spending $400+ a month going out to eat for lunch & dinner. This was of course on top of a $400 a month grocery bill. I honestly had no idea where the rest of my money was going. The microwave meals are a little tiring, but $3 a day sure does beat $15 a day for lunch.
Ill keep you updated! The next debt to kill is my husbands personal loan from his mother.

Onto babystep 3!

My dad signed my husband and I up for FPU in January 2014, and I thought we'd never get out of debt ($15,417) on a combined $40k/unpredictable income. Once we started with gazelle intensity, we had our $1,000 e-fund and were 100% debt free on September 16th, only 238 days after starting! We are now a third of the way through our 3-6 month and are doing some savings already. Thank you Dave Ramsey and co.!
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