I've worked in a hospital as a nurse for 10 years. I make good money working long hours. The problem is that it seems to disappear, and I'm left trying to stretch those last few dollars to the end of the month ...
My wife and I really got serious about your plan. We even sold our house to become completely debt-free. Now, we're trying to help my mom and dad ...
Several years ago I had an offer to transfer to a 1.9% balance transfer. I was at the time paying about 12% so I figured it was a
good deal. I took the check provided and deposited the $10000 check into my checking account and then sent another check to the other CC company. I was hit with a 5% advance fee since I didn't send the check directly to the CC company. Bottom line it cost me $500 to make the transfer.
I'm now debt free so this will NEVER happen again!