My husband and I are following your plan, and we're trying to reconcile our on-paper budget with what's going on in our bank account ...
My mother-in-law is in poor health and doesn't have a lot of money ...
I have been on the plan for one full month and I have been able to build my baby emergency fund to $800 (almost there), and I JUST paid off my credit card and my car TODAY. It is amazing what you can do when you pay attention to your money and start using cash for everything. Before I was spending $400+ a month going out to eat for lunch & dinner. This was of course on top of a $400 a month grocery bill. I honestly had no idea where the rest of my money was going. The microwave meals are a little tiring, but $3 a day sure does beat $15 a day for lunch.
Ill keep you updated! The next debt to kill is my husbands personal loan from his mother.